Things That Make My Day

Things That Make My Day
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Wednesday, April 22, 2015

Have you stopped paying your SSS contributions? You can continue - no sweat - PART 2

This is part 2 of the earlier post with the same title.

Yes, you can continue to pay your contributions after you stop, even if the stop is a long time (like 10++ years).  However, if you were self-employed, you might need to be interviewed again, depending on circumstances.

Otherwise, all you need to do is pay as voluntary since you already have previous contributions.

Remember to use the new payment form for SSS Contribution payments.

this is how it looks ...
a reduced copy of the form

click to see the copy in the sss website



20 comments:

  1. Hi Ms. Guia

    I was so happy that I found this very informative site that could help my dilemma with my employer. Ganito kasi yon noong 2013 biglang hininto ng employer ko yung SSS namin for the reason hindi na daw niya kayang bayaran yung obligasyon niya sa amin. Ang sabi niya okey lang sana kong nag boom yung printing niya walang problema sana sabi nang employer ko. Kaya ayon biglang pinutol ang SSS contribution namin. Ang sabi pa nila kung hindi namin gusto yung desisyon nila "e mag resign daw kami". Para sa akin okey lang kung resign namin ang solusyon sa problema nila e paano yung binayaran namin na hindi nila na remit sa SSS ang sagot naman nila refundable daw yon. Ang sa akin namin sayang naman yung refundable tapos quits naman yung share nila para sa SSS namin. Hindi po ba daya yon Ms. Guia. So nakapag desisyon kami na e report sila sa SSS tungkol sa problema namin. In short po Ms. Guia na call yung attention nila pero galit na galit kung bakit daw namin sila ni report. Ang dami pong nangyari yung isang kasamahan namin naka tanggap nang refund sa kanila pero pinatalsik agad agad. 5 years worker po yung tao sa kanila at ang status ng kanyang SSS ay Voluntary. Sa tagal nang panahon, kanina lang po Ms. Guia nag meeting po kami tungkol sa SSS magbabayad daw yung employer namin sa kanyang lapses at penalty at ang sabi yung remaining months na hindi na kami o na stop na yung deduction namin sa aming contribution kami ang magbabayad ang sabi ko sa kanya before okey lang pero yung penalty siya ang magbabayad lahat. Ang sabit naman niya "walang problema" kaya nga kanina na shock kami nang magbabayad kami nang penalty start from the month kung saan naputol na yung deduction. Ang sabi niya sa SSS galing ang utos. Nag react naman ako ang sabi ko sa kanya ba't ako magbabayad nang penalty hindi ko naman kasalan na hininto nyo yung contribution. Ang sagot naman niya po e may plano pa naman daw ako magsumbong sana daw sine savings ko yung amount na para sa contribution ko. Ang sagot ko naman po ba't pa ako mag savings e wala ngang tumanggap. Sino ko ba ibibigay at ang payo sa akin ng SSS hindi naman ako pwedeng mag Volunteer kapag may employer ako. Ms. Guia ang tanong ko po 1) dapat po ba kami ang magbabayad duon sa lapses starting from the month na hindi na kami o hinto na yung deduction? 2) Kung kami talaga ang magbabayad doon, yung sa penalty sa amin rin po ang charging? Kasi po magbabayad daw po siya nang penalty kung saan o sa months na may deduction pa kami. Needed your advice Ms. Guia kung ano po ang pwedeng naming gawin. Salamat po.

    ReplyDelete
  2. Replies
    1. kailangan mo ng kilala sa Cebu
      Si AVP Helen Solita ang cluster head. nasa Cebu Office siya

      Delete
  3. pag-employed, employer ang bahala sa pagbayad sa sss, including yung promptness ng pagbayad. Kung late ang bayad, ang penalty ay dapat bayaran ng employer.

    maari ipakulong ng SSS yung may ari ng kompanya sa di pag-bayad ng sss.

    mahuhuli ng Account Officer kung may employees na di reported

    ReplyDelete
  4. Maam I'd like to ask kung since 2013-present wala akong contributions, can I still continue the payment? ilang months yung pwede ko bayaran? pwedeng last 3 months or just this month lang? I also found sa SSS website yung computation ng contribution, for my wage range it's around 1,650, is this per month? can I declare a lower MSC para example 1,500 na lang a month? Is it okay to pay also especially for me na matagal na hindi nagbabayad sa mga accredited banks and bayad center or dapat sa SSS branch para sure? Also the downloadable forms can I have it printed or they have preferred forms sa mga payment centers? Thank you and looking forward ako sa reply.

    ReplyDelete
    Replies
    1. you can continue paying at any time after you stopped.
      are you working? self-employed? if anything should happen you would like your MSC to be the highest since benefits are always derived from this value. so better to pay at the right level.

      SSS does not accept retroactive payments. but SE and VMs are allowed to pay quarterly. So you can pay Jan-Mar contributions in April, Apr-Jun in July, etc. etc.
      the actual date depends on your SS number. Read the post on contribution payments.

      better to print, safer to have your data on paper already before you queue, that way you dont have a mistake

      Delete
  5. maam good day. pwede pa po bang ipag patutloy yung dati kong number na halos isang taon ko palng po nabayaran? year 2007 po akong nag simulang mag trabaho then di ko pa po na checheck yung contribution ko. then palipat lipat ako ng lugar at iba ibang trabaho napasukan ko, ngayon po bagong trabaho na namn at binabawasan nila ung salary ko dahil sa sss. yun paren po ung number ko dati ang ibinigay ko. ok lang po ba yun?

    ReplyDelete
    Replies
    1. tama lang na lumang number ang iyong binigay kc 1 lang dapat ang number sa SSS

      Delete
  6. good day po pam, laking tulong mo ng site nyu. pano po e retrieve yung ss number ko?

    ReplyDelete
    Replies
    1. magdala kayo ng 2 valid id sa SSS office at hingin ninyo ang SSS number ninyo

      Delete
  7. Good day po.. I am an OFW for 3 yrs now and my SSS contribution stoped noong nagtrabaho na ako abroad. Now i would like to continue my membership (contribution). Ano po ba ang dapat kong e register? SE or VM? What is the difference?

    Also if i am not mistaken, you have mentioned na OFW's are qualified for retroactive payments? From which month po pwede kong bayaran til present? Gusto ko rin kasi po sanang maging qualified for short term benefits as soon as possible.

    Thanks po and more power!

    ReplyDelete
    Replies
    1. SE stands for Self-Employed, which is applicable for those with business, practicing professionals (accountants/lawyers/physicians) who work for themselves. VM or voluntary members are those who are not employed by employer as defined by RA8282 (SSS Law). OFWs are classified as VMs or Voluntary Members, except that they are overseas.

      Also for SEs, you would have to prove that the business has closed, or that you have stopped practicing your profession to retire before age 65,.

      OFWs are not really qualified for retroactive payments, however, they can pay contributions anytime within a calendar year,. For example, an OFW may pay for Jan-Dec 2015 before the cutoff (depending on the SS number) in Dec 2015. A regular SE/VM can only pay the month following the contribution quarter - meaning, Jan-Mar can be paid before the cutoff in April, Apr-Jun before July, etc. etc.

      hope this clarifies matters for you

      Delete
  8. Hi! I have a friend who is now working abroad and she wants to continue her sss contribution (her last contribution was Feb 2015). The question is can someone pay on her behalf? Based on the form, member's signature is required. Would a letter of authorization suffice?

    And also, is it correct that she can only pay from July 2015? Sorry, I got confused with the no retroactive, but an ofw can pay her contribution for Jan-Dec 2015, until Dec of 2015.

    Thank you po! :) :)

    ReplyDelete
    Replies
    1. 1. Yes, someone can pay for her. just make sure that her ss number is correct otherwise it will get unposted.
      Put her name and the payor will sign for her using payor's name and indicating "for". letter of authorization is NOT required, but if you have one, that is okay too.
      2. She has to fill up the form that identifies her as an OFW.
      Use form OW-1 ---> see link https://www.sss.gov.ph/sss/DownloadContent?fileName=SSSForms_OFW_Record.pdf

      if she needs to change her record, she can use this
      https://www.sss.gov.ph/sss/DownloadContent?fileName=SSSForms_Personal_Record.pdf

      3. She can pay from when she started as an OFW. For example she started in March, she can pay her March-August contributions. If she started in July, she can only pay from July, thus creating a gap.

      Delete
  9. Hi ma'am good day. I would like to ask if possible na yung employees mismo ang magrequest na istop ang pagdeduct ng SSS contributions nila. Some of our employees wants to stop their payments. Are we still liable then in this case?

    ReplyDelete
    Replies
    1. yes, your office IS still liable.
      the sss contributions are mandatory NOT optional and therefore cannot be waived

      Delete
  10. Hi Ma'am, my employment ended last oct 31, 2015 and i want to continue my contributions as voluntary member. Can i pay straight to accredited banks using the rs5 form or should I still go to the SSS office to update my membership status? Your advice is greatly appreciated.

    ReplyDelete
    Replies
    1. yes you can. you can update your records using rs5 as well by checking the correct boxes

      Delete
  11. Greetings Ms Guia, I am now 59 yrs old and I just had 45 months paid in my sss contributions, can I still continue paying contributions in order th reach the required 120 months to qualify for the retirement pension? If yes, can I increase my MSC and if so, by how many bracket?

    ReplyDelete
    Replies
    1. yes, you can continue.
      probable increase is only 2 brackets

      Delete