HABAGAT 2013 - LAST WEEKEND. a time for loans?

i expect government institutions to offer loans, hopefully at a favorable rate for their constituency or their members that were affected by this last calamity. 

probably SSS will reactivate their SLERP - just in case you dont remember SLERP means Salary Loan- Early Renewal Program.  the terms will depend on how lenient SSS wants to be.

i can remember when one of the SLERP terms (was it Ondoy then?)  was a member in a calamity area could renew the SSS loan for as long as net proceeds were greater or equal to 1K, that is one thousand pesos. it doesnt matter when the loan is supposed to be renewable.

update:  i think the SSS offer will be similar to the above except that it even be more lenient, even if less than 1k, you can still renew.  And of course, you get a real estate loan break... specifics i dont have but it is good, and of course there is the 3-month advanced pensions for pensioners

i still havent seen the offer of the others.  

GSIS immediately offered 20K for members in calamity areas (i dont know how they know if a member lives in a calamitous area or not) through the kiosks or waps. the loan is payable in 3 years, renewal after one year. interest rate is 6%, the service is waived.

and GSIS promises quick processing. If you had applied yesterday, you would get the proceeds tomorrow, 24 August.  Nice, huh?  i just have to admire the first response of GSIS.  i am amazed by how absurdly ready they were. methinks they had a plan already in place.  and their delivery system is fantastic.

now, if only their records were as fantastically accurate.  still ......

after all, contingency plans MUST be developed asap before there is ever a need for it

get more details from the gsis website. 

click here

Back to work this Thursday morning and what a weekend

That was some rainy weekend ...... there was no flooding at home          
but some of my friends had to pass through heavily flooded areas                                                                                                

Saturday we were at Amihan's birthday bash at ECPAT - which stands for End Child Prostitution And Trafficking.  The kids and the adults were wearing Filipiniana, because it was dubbed Proud to be Pinoy
i will share my picture in my Pinay outfit, taken by our friend Jerry, the MD who is a serious photo hobbyist

ALICE, BENITA, ME, LIZA, AMIHAN

LIZ, ME, ALICE, BENITA, TITA (AMIHAN'S MOM), AMIHAN

LIZ, ME, ALICE, BENITA, TITA, AMIHAN, MANNY

the rest of the weekend was rain, rain, and more rain
pictures taken by my friend .. this is SM Marikina, by the river bank

 




***** WILL POST THIS LATER **************

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and a quote for this week 

what matters most is how well you walk through the fire 

Charles Bukowski
August 16, 1920: Before he was able to make a living as a writer, Charles Bukowski worked in the post office as a clerk—a job that fueled both his writing and his despair. Bukowski was born in Germany, 93 years ago today.
                                                                                                                                                                                                                                                                                                                           

13th day of Rain today, 8 August 2012

i am reckoning my count from 27 July 2012, a Friday - when my friends and i went to Barbara's at Intramuros for dinner and a Filipiniana show.  and after which we went to have coffee.

13 days. the day is still overcast and it rained pretty hard this morning, but not so before 9 so after no-work yesterday (the rain was really terrible yesterday). a couple of texts came my way, a prayer brigade asking God to take charge of the rain.  i was not terribly afraid because He said He would not chastise His people again by water.  what i did pray for was for people to use their heads and not be stubborn.  supposedly there was an announcement regarding the imminent flooding/landslides.  

why did people not evacuate?  it is possible that they did not hear the announcement, in which case Ms. Corina Sanchez is on the nose when she puts the blame on the LGUs.  there should have been more force exerted by the LGUs.

at home yesterday, i remember hearing the loud speaker but it was just loud and not terribly clear.  i have never understood any of their announcements.speaking over a public address system- 3 things are important:  slow, concise, and clear.

bakit di na nila matuntun na dapat ang salita sa public address system ay MABAGAL, DAHAM-DAHAN, MALINAW, at MAIGSI.  ewan ko lang, pero sana, gawin ng mga gumagamit sa public address system.