Things That Make My Day

Things That Make My Day
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Tuesday, March 3, 2015

Clarification On SSS LOANS

People keep asking about loans and loan interest
and i have heard the media hype about it too

All you have to do is - find out how much your net proceeds are and how much is your amortization,

Right now there are only 2 amounts for salary loan
1 month for those with 36 months contribs
2 months for those with 72 months contribs

NO OTHER AMOUNT. so dont ask how much your 5th loan is. okay
the number of times you borrow is moot

9 comments:

  1. ask ko lng po mg 3 years n po ako ngwowork tanong ko lnv po mgkano po kaya ang max na pde ko iloan ang basic ko po is 11800 salamat po

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  3. makakapagapply po ba ng loan agad pag binayaran ang existing loan in full?lets say ill pay it on the 30th of march will i be able to apply for a new loan right away?thanks

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    1. no. there are 2 conditions - previous loan must have been paid at least 50% or term has elapsed at least half, whichever is longer. so, if the loan is paid in full but only 7 months has elasped, loan cannot be renewed

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  5. Patulong din po. Na-approved yun SSS Salary loan ko ng dati kong employer. Umalis ako at nakapag-clearance din sa previous company ko 1 month before ako nagfile ng SSS salary loan. Nun nagfile po ako online, hindi pa nagrereflect ang current employer ko. Hindi ko po makuha ang cheque sa dati kong company dahil hinihingan nila ako ng "Certificate of Loan Continuance" from my current employer na sila na yun magtutuloy magdeduct thru my payroll, kaso sabi po ng HR ng current company ko, hindi sila nag-iissue ng ganun certificate. Pumunta rin ako sa SSS at ang sabi kahit walang certificate ay okay lang naman kunin ko ang cheque. Hindi naman po ako makapagloan kasi kailangan muna ipa-cancel yun cheque. 6 months na po ang lumipas at Paso na po ang cheque. hanggang ngayon ay nanghihingi pa rin ang dati kong employer ng ganung certificate kasi ang rason po nila ay sa kanila daw na-bill yun loan. Ano na po ang kailangan ko gagawin? Salamat po.

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    2. procedural ang inyong problema. try ko lang magconsult muna kasi very specific ang inyong problema

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