Reaction to the Pinay Investor post regarding ANC's coverage on maximum vs minimum SS contributions

Boy.  That post makes all the individuals in SSS seem  blind, deaf, and dumb. While there may be people there who fit this description, not all of them are bdd

First of all, abrupt increases are not allowed, while payments may be accepted, remember - accept monies, always - BUT when a claim is adjudicated, the member might find his abrupt increases disallowed and given merely a refund, and given a small pension amount.  This would just be right and proper, for his attempts to fool SSS.

First of all, how does this hypothetical person know he will live long enough to get his pension?
What if the member dies before age 55?  His beneficiaries will only get minimum benefits.  What if the member experiences illness or disability - this would depend  on his current MSC, as well as his CYS, to use SSS parlance.

So this system of paying minimum, then opting for sudden increase is NOT a correct strategy.  It can backfire when a member needs money most - in contingency cases.

So, those who attempt to cheat SSS, beware ......
   unless you are in collusion with an SSS employee