someone asked if they can continue the payments of a deceased member so his wife can have a pension.
No. If the member is deceased, no payments are allowed after death. The member is already dead.
There should be funeral benefits - 20 thousand, and since the member had payments, there would be death benefits. The person asking the question did not say how many payments had been made so I cannot say if the widow is entitled to a pension just the same.
Someone asked about gaps in contribution payments
Let me stress again that SSS does not accept retroactive payments. Once a payment is delayed, it creates a gap. It is called a gap because there is a space instead of a payment. Ergo, a gap is at least one month and can be as long as several months (or years for that matter). There are no SE or VM late payments except those for OFWs. OFWs can pay the entire year before the year is up.
On quesions on penalty and interest on loans -
There is already a post on this. However. Note that all delayed payments are charged penalties, which is 1% per month - so if a payment is skipped, that payment will have penalties charged until it is paid.
Someone mentioned migrating payments to VM and selecting lower payments
There is no such banana in SSS. Payments are NOT migrated. Payments are simply recorded as dictated by the status. So payments made as an employee stay are reflected as employee-employer payments and voluntary payments are recorded as is. As previously mentioned, do NOT decrease payments as it will affect pension computations to a lower amount.
Hi ma'am good day :)
ReplyDeleteI'm a girl & a 21 years old.
Nagwork po ako as Kasambahay and I forgot the year kung kailan ako nagparegister sa SSS. I think it's year 2013 and yung record ko po is Self employed since yung employer ko yung naghuhulog and Hindi na rin naman sya nanghingi nang pandagdag sa hulog saken. That time ang salary ko po is 4,500.
but since October 2014 nagstop na po ako sa kanila magwork.
And since wala akong alam about SSS details kaya Hindi ko alam Kung paano ko iaactive ulit yung SSS ko as Voluntary.
Yung iba Kasi sinasabi saken na need ko muna iverify yung SSS ko kung talagang hinulugan ng dati kong employer & sabi din nila pag nag-gap sa hulog may penalty daw sa SSS.
which is Hindi ko alam kung maniniwala ako since yung mother ko na mismo nagsabi saken na walang penalty yun.
Actually, I'm currently working as Kasambahay again since January 16, 2015 iba naman po ang employer ko but Hindi naman inopen nang employer ko Kung huhulugan ba nya so, I decided nag magvolountary nalang ako since pakiramdam ko Hindi rin naman ako magtatagal dito sa kanila.
Any advice and suggestions po please ..
May current city is in Las Pinas City..
Thank you so much for the respond :)
i-check mo yung ss number mo at tignan mo kung ilan ang naihulog ng employer mo.
Deleteang kasambahay ay employed ang status, hindi self employed. Ang pagkakaiba nito ay ang EC, o Employer's Compensation. Pag-self-employed, hindi nababayaran ang EC.
Ang self-employed ay walang penalty pag-may gap o pagka may buwan na hindi binayaran.