a tad late in publishing this. what did i do last Friday? hmmm.... oh, i went to Manila for healing and Saturday i did the Christmas grocery shopping and that pained my leg so much, i was down for the count Sunday.
anyway, here goes.
i have never been to Sipocot, Camarines Sur. so it was good to read about it. too bad there werent any pictures....
there is something to be said about retirement places and retirement homes. as HT remarked, retirement places are places where it is relatively inexpensive to live (and be merry?) but it should also have the creature comforts that one expects to have. So if your life depends on an internet connection, you cannot retire in a place where the connection is spotty. Or if you need to be near a physician or a hospital, make sure you retire in a community that offers the expertise you need.
one of the points he made had to be with spending more to benefit more - like the 20% and vat-free discounts. well, seniors who are sick, or need maintenance medications benefit from this provision. Imagine being old, needing meds, and being charged normal prices! so, it is not just for good times, no - not at all, but also those that need support. As for good times, everyone needs some good times, right?
as for increasing contributions, i agree with him when he says that today's workers must pay for pension adjustments just as one day, future workers will pay for future pensions -- that is, pensions from today's workers.
as for the reform agenda, i even think it is lacking ... in parts.
in fact, in an earlier post, i said the adjustments were low. i think the maximum salary credit should be higher. how else can future pensions be meaningful?
Click here for HTT's column re: in-search-of-a-retirement-town
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