i was discussing SSS contributions with my taxi driver at lunch today. he was saying that he wanted to continue paying his contributions - but as a voluntary member but couldnt, because he couldnt find someone who was willing to discuss things with him. he wanted to be a voluntary member because his employer, the cab company declined to pay his contributions. i cannot remember the cab company so i cannot report this to the Department of Labor and Employment (DOLE) office.
so i just said that it would be easy to continue paying. just pay using the RS-5 form, tick the box beside Voluntary Member and sign the declaration of earnings stating that - that is the your monthly salary credit (MSC) amount that you would pay.
i also discussed the same issues with a fellow patient - we were both waiting for NKTI Cardiologist Dr. Joseph Michael Jaro. I also told the fellow patient that the salary loan condonation was ending 30 September 2012 and to take advantage and pay!
i also discussed the same issues with a fellow patient - we were both waiting for NKTI Cardiologist Dr. Joseph Michael Jaro. I also told the fellow patient that the salary loan condonation was ending 30 September 2012 and to take advantage and pay!
Click here for the editable RS-5 form
Click here for the normal RS-5
may i say again that please try to pay the highest MSC that you can afford.
the maximum MSC at this point is 15,000.00 with a contribution payment of 1,560.00
1,560 = 104 X 15. The contribution rate is currently at 104 pesos per thousand MSC.
so ulitin ko lang po. Kung gusto ninyong ituloy yung inyong pagbayad ng SSS contributions bilang isang volunteer member, magbayad at gamitin ang SSS form RS-5 at i-check lamang yung VM box, at pirmahan yung inyong kita. magbayad sa opisina ng SSS para madaling ma post at makita nyo.
so ulitin ko lang po. Kung gusto ninyong ituloy yung inyong pagbayad ng SSS contributions bilang isang volunteer member, magbayad at gamitin ang SSS form RS-5 at i-check lamang yung VM box, at pirmahan yung inyong kita. magbayad sa opisina ng SSS para madaling ma post at makita nyo.
i will try to put the form but again this blog when not done at home has issues with mozilla.
if it doesnt take, click on any of the links to see the form
UPDATE TO THE POST: 02/18/2014 ==> LET ME REITERATE. SSS DOES NOT ACCEPT RETROACTIVE PAYMENTS. IF YOU FAIL TO PAY, THERE WILL SIMPLY BE A GAP IN PAYMENTS, BUT YOU CAN CONTINUE PAYING.
UPDATE: 22 AUGUST 2014
Effective 1 September, a new form will be used for payments. Please see to it that you are using the new form to do payments.
Just pay your contribution and dont forget to define your MSC. Your MSC should at least be at the same level as your last. DO NOT LOWER YOUR MSC if you can help it.
Eh ma'am, tanong ko lang po, ano pong manyayari dun sa sss contributions na naibigay na ng employer noon pa, pero di ko nabayaran ng tuloy tuloy kasi nagresign ako sa work? Makukuha ko pa po ba yun kapag nagretire ako? Salamat po.
ReplyDeleteyou need 120 months to qualify for a pension, if you havent reached 120, you can still continue paying your contributions as voluntary member. in fact, i urge you to do so.
ReplyDeleteyour membership does not lapse. it entitles you to funeral benefits and a lump sum benefit if you dont qualify for a pension.
gud day po,,,tanong ko lang po kung mag voluntary member po ba ako magkano po ba dapat na e contribute monthly,or quarterly?
Deletedati po kasi yung company ang nagbabayad ng contribution ko...eh matagal na pong nahinto kasi huminto na rin po ako sa pagtratrabaho..kaya gusto ko po sana ituloy ang paghulog ..magkano po ba dapat...tsaka sabi nila dapat daw bayaran yung mga hindi nahulugan..tama po ba yun?
Deleteif you will continue paying for your sss, pay either at the same level of MSC or higher. You can pay monthly or quarterly, it does not matter as long as you pay on time.
Deleteyou cannot pay retroactively, so if you miss or are late for a payment, it becomes a gap.
good day madam! ang question ko po, say for example I've had previous contribution at SSS when I was working po in the Philippines say about 8yrs back when I stopped...mga 3-4yrs dn po ako nagcontribute (I guess)...E I have plans po to stay in the Philippines for good soon, kung mabuntis po ako madam my makukuha po ba na benefit? or kung kelangan ko magloan nsa magkano po ung dapat na naicontribute ko na before po ako makapagloan. thank you po for your time in advance! have a pleasant week ahead of you!
ReplyDeletematernity benefits and loans are only for ACTIVE MEMBERS.
Deleteactive members are paying members. so unless you start paying again, you cannot get these short term benefits.
you should continue paying so that you would qualify for a pension. 120 monthly contributions determine eligibility for pensions
Hello po!
DeleteMay tanong ako? meron akong 137 monthly contributions ngayon sa SSS,tapos ngayong buwan ng November hindi ko mabayaran dahil sa Ebanking ko nadelay. Ang alam ko po ,meron silang cut-off dates based sa last digit ng SSS number kung kailan ka mgbabayad sa contributions mo buwan-buwan.
Ang tanong ko po,pwd ba na ihinto ko ang pagbabayad ng contributions?
Hope may opinion po kayo.Salamat.God bless
with 137 contributions, eligible na kayo sa pension upon retirement ngunit kung itutuloy ninyo pa yung inyong bayad ay pang taas ng pension
DeleteGud day. Ngstop po ako ng bayad about a year ago, kelangan ko po ba yon bayaran para makapagloan ako? Bale 700/mon so 700*12 bbayaran ko un?
ReplyDeleteloans are only for active current members. by this, SSS means paying members.
Deleteno, you cannot pay retroactively
Hello madam.. ang question ko po ay pwede ko rin ba ituloy padin ang aking sss ko dati noong nsa pinas ako.. my employer ako noon at nkapagloan pko ng 2010.. mula po noong umalis ako hindi naako nkapagbayad at nkapaghulog ng contribution.. gusto ko sana ituloy padin pero wla ako sa pinas ngayun at hindi ko alam kung kelan pa makakauwi.. pwede bang ipa ayus sa mother ko at bayaran lahat ng nautang ko at ituloy ko as VM yung SSS ko... paanu kung mg stay na ako dito sa USA my change pa din ba na mkakuha ng pension kung sakali na ipagpatuloy ko ito... hope matulongan mo ako.. thank
ReplyDeleteyes. pwedeng ipatuloy ang sss contributions ninyo as voluntary member, at pwede kayong magfile as OFW since overseas naman kayo. may mga advantages. pwedeng paayos ninyo sa mama ninyo, bigyan nyo lang ng authorization letter. she can pay for your debts and pay your contributions. however, you have to be present at least once to file your retirement. then your pension will just go to the bank.
Deletesulat uli kayo pag kulangg ang aking sagot
mam, nakapag contibute po ako sa sss ng 36months tapos nag stop ako sa work. at gusto ko po ituloy ang paging member ng sss as VM at gusto ko kumuha ng SSS ID. pwede po ba ako makapag apply ng sss ID? pano po ang process and requirements sa mga not active member at gusto ipag patuloy ang pag bayad at the same time gusto kumuha ng SSS ID?
ReplyDeletepwedeng ituloy.
Deletepaki-click yung label sa kaliwa na "sss-id"
nanduon ang mga instructions
8years po nag stop contribute at gusto e continue as VM. and gusto po ako kumuha ng ID. ano po mga requirements
ReplyDeletepwedeng ipagpatuloy.
Deletepaki-click yung sss-id na label sa kaliwa para sa mga instructions sa pagkuha ng ID
Hi po, 3 years na po akong nag stop ng payment sa sss ko kasi i'm working abroad pro ngayon dito na ulit ako sa pinas..bali 29months lng po yung nabayaran ko since umalis po ako..pano po ako mka pag avail ng first loan ko po?
ReplyDeleteas long as you have at least 36 months contributions, with at least 6 months contribution within the last current 12 months, you avail of 1 month salary loan.
DeleteHi Maam, ask ko lng kasi nastop magbayad yung SSS ng mommy ko, 1 year ago. So hndi ntapos yung 1 year para sa contribution and loans. Ano pong ggwin ko? Pwde po ba bayaran ulit back to zero?
DeleteNO. what do you mean by back to zero? there is no such thing
DeleteHi good day.. nag stop po ako ng contribution ko last 2010 kc nag real estate ako. Pwedi ko pa po bang bayaran yung mga lapses ko.. from 2010 to 2014.?? Thanks..
ReplyDeleteno.
Deletedepending on your sss number, baka pwede nyo pang habulin yung contribution payment ninyo for Oct-December as a voluntary member.
Hello Ma'am, Your post is very informative and helpful. I've been employed before and my SSS contribution has been on and off because of change of employers and now since I am self employed, I've changed my SSS status to VM. However, I've been deliquent in paying my SSS contribution, minsan may hulog minsan wala and nagva-vary din po yung amount na hinuhulog ko depending sa income ko. May question is, pwede ko po pa rin ba i-continue yun and counted pa rin po ba yung past na contributions ko? Thank you so much for the help!
ReplyDeleteyes, you can continue paying for your contributions and yes, counted yung contributions mo.
Deletekaya lang, i suggest that you pay for the maximum so you can have a larger pension when the time comes
Thank you so much for the answer :)
Deletehelo po maam.. kasi po ang father ko is employed dati.. mga 10years na sya nagcontribute sa sss nya tapos 3years na nya hindi nabayaran ang sss nya kasi nawalan sya ng trabaho,, pwede paba macontinue yung contribution nya? pls reply po..
ReplyDeleteyes, pwede pang magtuloy ng contribution.
Deletesuggest ko lang na kung kaya ninyo, sana mataasan ninyo ang monthly contribution nya para sana mas mataas ang magiging pension nya
hi Mam. my aunt already has 72 contributions until 2005. she will be 59 years old this coming May and she wants to continue her contribution as VM.
ReplyDeleteQuestion: can she continue her contribution? she wants to pay also 2005 to 2013 to cover the lapses. or paying the current year until she reach 60 is ok? i badly need your help. thanks a lot...
she cannot pay retroactively. she needs to pay at least 48 months (4 years to complete 120 months contribution to qualify for a pension). She can pay until she satisfies the mininum number.
DeleteMam ang last contribution ko po ay last 1993 pa,tapos di ko na po naituloy ang pagbabayad,puwede ko po bang ituloy at bayaran yong di ko nabayarang contribution up to this year 2014,paano po ang computation non? Thank you po
ReplyDeleteno retroactive payments.
Deletedi ba po quarterly lang nagbabayad ang mga corporate. ibig sabihin po ba nun pwede pa ko magbayad ng january contribution kahit february na?
Deletemonthly payments ang corporate. quarterly ang pagsumite nila ng list. Binabalanse pa ni sss yung payments sa deklarasyon bago i-post/
Deleteang Voluntary Member (VM) o Self-Employed ay pwedeng pwedeng magbayad ng quarterly.
For ejemplo, and payment para sa Jan, Feb, March ay kailangan bayaran sa Abril. Yung petsa depende sa SSS number ng miyembro
malaking tulong ang site na 'to! maraming salamat! sa tingin ko po talaga kailangan ng madaming impormasyon ng mga filipino tungkol sa ganitong mga isyu para mag benefit sila ng totoo. necessary lang po siguro na ibombard sila ng mga impormasyon para maliwanagan ang tao na katulad ko, salamat ulet.
ReplyDeletethank you po.
Deletepromise ko sa sarili eh i-share yung information na alam ko parang tulong ko sa kapwa
salamat po sa pagsagot sa mga tanong. SSS member po ako since 98. regular namn po ang contri ng employer ko, nakapg salary loan po ako nung 2004 pero ngresign ako sa work at ngtransfer sa ibang company. hindo ko na po nabayaran ung loan ko until now. ano po kaya ang magandang gawin. ng quit na rin po ako sa work Sa ngayon po ay meron akong homebased job, so for six months po ay di na ako nghulog..pls help..thanks
ReplyDeletesuggest ko that you ask for a statement and start paying your loan -
ReplyDeletei am not sure if they will allow you to restructure the salary loan but try anyway.
for contributions, you can start paying again as a voluntary member. Use RS5 for your payments. Remember the new rates.
hi ma'am! good day po! if ever po na hindi naihulog ng employer yung contributions from july to december last year, pwede pa po ba nla hulugan yun for those respective months? thank you very much!
ReplyDeleteno. your employer should pay for it
ReplyDeleteask ko lng po kx ngwork po ako dti kya company po ung nagbyad ng sss ko tpos ng abroad po ko n stop po ung hulog then bumlik po ko ng pinas after 2 pero dko rin po nhulugan..gusto ko po sana ituloy pero ala po ako work ngau..noh po b gwin ko
ReplyDeletepaki sulat ho ng tamang Pilipino at hindi text-type na Tagalog. hindi ko alam kung ano ang gusto mong gawin. ituloy mo kung may pera kang pambayad ng contribution mo
Deletegood day mam .voluntary po kc ung bnbayad ko sa mother ko but ofw po sya . sinubukan ko pong bayaran ito for ofw . papasok po kayo to or nid na ibalik sa voluntary?
ReplyDeleteofws are a special form of voluntary members. however ofws need to specify where they are assigned. if you did this, then i dont see any reason why it wont be posted
ReplyDeleteofws are allowed to invest in flexifunds for as long as they are paying the maximum MSC
Maraming salamat po na may ganitong site at tao na willing to entertain questions..
ReplyDeleteAko po ay girl, single, 34 years old and currently self employed (before sa company po ako ng 15 years)... ang questions ko po ay:
1. Currently meron na po akong 190 months contribution pede na po ba akong mag stop?
2. Kung mag stop po ako anu-ano po ang ma a avail ko?
3. At anu-ano naman ang hindi ko ma a avail?
4. Kailan po ako mag pension 60 o 65?
5. Kung mag stop ako sa current contribution ko na 1,560 pesos magkano ang expected pension na makukuha ko?
6. Kung itutuloy ko ang pa rin ang contribution ko as self employed pero ibababa ko ang contribution makakaapekto po ba ito sa pension na makukuha ko?
Marami pong salamat...
1. pwede kayong magstop sa paghulog kung ang inyong pakay ay magkaroon lamang ng pensyoh. Ngunit kung gusto ninyong lumaki pa ang inyong magiging pensyon, ituloy nyo ang inyong hulog, at hwag ninyong ibaba ang inyong MSC.
Delete2. retirement at disability lang ang pwede pag-ngastop kayo.
3. hindi kyo eligible sa short term benefits gaya ng sickness, o salary loan o maternity benefits.
4. kung self-employed 65 unless palitan nyo ang inyong status. 60 otherwise.
5. approximately 40% of 1,560
6. hwag na hwag ninyo ibaba ang inyong MSC sa inyong pagtuloy sa paghulog.
...maraming salamat po ulit, may question pa po ako.. single po ako walang anak at ang mga kapatid ko ay above 21 na ang magulang ko ay patay na po.. -
Delete1. kung sakaling namatay ako bukod sa burial benefit ano pa po ang pedeng makuha ng mga kapatid ko?
2. ma l-lump sum po ba ng mga kapatid ko ang mga naihulog ko?
paki-click yung label "beneficiaries" sa left side ng post -
Deleteeto yung sequence ng magmamana kung sakali wala na kayo.
kung hindi ka pa nakakapensyon ng 5 years, yung balanse ng pensyon na hindi pa natatanggap ang siyang ibibigay na lump sum
Hi mam goodmorning. ask ko lng po, eto april po kasi stop ko na po ung hulog ko as household po. aalis na po kasi ako sa trabaho ko. since july pa po ako naghulog. ang tanong ko po. pwede ko na po ba itigil ung paghulog ko? gusto ko na po sana itigil dahil aalis na nga po ako. ano po ba ang dapat gawin? last na naghulog ako itong march 26. need your advice po salamat po! :)
ReplyDeletepakibasa ang computation ng pensyon para malaman ninyo ang gagawin.
DeleteHi, ask Ko lang po, ofw po ako before, I paid from Oct - Dec 2012. Then I stopped paying na until now. Bumalik ako sa bansa ng august 2013. The thing is I am pregnant and due on May 26, 2014. Can I still avail the maternity benefit?
ReplyDeleteno. you cannot avail of the maternity benefit.
Deletethe sss rule is - you must have paid at least contributions for 3 months within the 12--month period immediately preceding the semester of childbirth.
the semester of children is the first semester of 2014. the 12-month period immediately preceding the first semester of 2014 is the year 2013. your last payment was 2012.
therefore, you are not qualified
Ty so much mam, so what shall I do now? I heard u can not pay the lapses.. I regret tuloy.. :(
DeleteWhat if pay the lapses mam? My contribution in 1560/mo
Deleteretroactive payments are NOT allowed.
Deleteyou are no longer an ofw and ofws can only pay arrears within a calendar year. we are already in 2014, so you cannot pay for anything 2013
Hi Ms.Guia, question ko lang po ay para sa aming kasambahay. Almost 10 years na po siya nag-stop ng paghulog ng sss and itutuloy po namin ngayon. I understand na pwede po ituloy, question po sana namin is (1) may kailangan ba siya i-update or i-file sa SSS para maituloy namin? (2) if wala po, so ang procedure lang is mag-fill out ng form and bayaran sa bank/sss as usual? as if regular (active) member lang? as if walang nangyari? hehehe :) (3) may 2,000 po cya na loan na di nya nabayaran sa SSS, may kailangan po ba kami asikasuhin/ or ifile na requirements para po maituloy namin ang pagbayad? or pwede na po mgtuloy na ng bayad and bayaran na lang later on? (5) Single pa po cya nun at hindi pa po namin maasikaso ang pag-change status nya, maaari po ba na magbayad muna kami kahit di pa po updated ang kanyang status sa SSS?...balak po namin na ituloy ang pagbayad nya as Self Employed sana. Would greatly appreciate your advise. Thanks po!
ReplyDeletethe law says you as householder are obliged to pay for your kasambahay, that is your kasambahay is your employee.
Deleteyou are saying she will be tagged in SSS as Self Employed. i caution you that this is NOT in compliance with the law. The Kasambahay Law says that the Employer must pay for PhilHealth, Pag-ibig, and SSS.
The member can update her records anytime and updates need not be done before payment.
Thanks Ms.Guia. Yes, we will be paying for her SSS. We just heard that to avoid the complexity in filing, we may just pay for her as Self Employed.
DeleteAs I mentioned before, any other methodology would not be in compliance with the law....
DeleteMadamme, I am 52 now, can I still continue paying my SSS w/c I stopped my contribution wayback 1980/
ReplyDeleteyes, you can continue paying.
Deleteif you can afford it, i suggest you up your MSC to as high as you can. the current maximum is 16,000 - with a total monthly contribution of 1,760.
Deletedont forget to sign the part wherein you attest that the amount you declare as income is correct ...
Hi ma'am tanong ko lang po kc ung asawa ko sss member ng isang taong mhigit po ata iyon tpos natigil po sya ng mga 3 years n po pwede ho bang ituloy un tska pano po ang gagawin
ReplyDeletesimple lang. ibayad mo sya as volunteer member. gamitin ang RS% na form at i-check yung box para sa volunteer member at magbayad. yun lang po! Tip lang po. Kung kaya nyo, taasan ninyo ang inyong MSC - monthly salary credit at allalahanin ng hwag ito bababaan
DeleteHi and good day po,
ReplyDeleteAsk ko lang po kasi medyo magulo and medyo masalamuot na po yung case ko ho sa SSS , kasi po last na nag-work po ako is 2003 pa po, nakakuha pa po ako ng maternity noon but I think I-nadvance na lang po ng company ko yun para po mapadali ang claim ko, sa pagkaka-alam ko po. Pasensya na po pero di ko na po maalala kung ano talaga ginawa ng company ko. ( kung pina utang po ako nila or kung what po). Tapos after po noon di na po ako nakapag work, and hindi na rin po ako nakapag bayad sa SSS, till 2005 nakapag work po ako ng 5 months and may deduction po ako sa SSS nakikita ko po sa payslip ko, then after that nag stop na naman po payment ko till now. Question ko po is how to start paying again kasi po sayang and I know malaki po benefits pagtanda ko po.
please help advice po kung paano po gagawin ko.
many thanks po in advance.
i dont see your problem. Just continue to pay.
ReplyDeleteyou are not working, right? you can be a volunteer member. Pay at your usual level using form Rs5. Please remember that SSS has increased its rates
Hi Ma'am thanks for sharing your knowledge about this. Btw, my question is if I can still get a maternity benefit and start paying my contributions as a voluntary member even if I have January 2014- present na lapse. Bale I have been contributing for 4years and nagresign ako last dec 2013 since delikado ang pregnancy ko. 4mos na po lapse ko and september or october and due ko. Pwede pa po ba ko makakuha ng maternity benefit kahit my 4 mos lapse na po? And if ever voluntary member lang ako, will they still consider my employment last year since pasok sa 12 month computation for maternity benefit? Appreciate your feedback on this. Maraming salamat po and more power.
ReplyDeleteyou need to look at the maternity posts. click on the left side of this blog where the labels can be found.
Deletein summary, yes, it looks like you will qualify. i suggest you notify SSS of the impending birth as this must be done before actual birth
Ms. Guia, 2002 nang huminto po akong nag contribute sa SSS..self employed po ako noon pero bago pa lang nag uumpisang maghulog nang lumipad abroad. gusto ko pong ituloy ang contribution ko pero di alam ang procedures..wala po ako sa PH hindi rin OFW .pwede po ba akong makisuyo sa kapatid ko na asikasuhin ang papeles ko?
ReplyDeletehindi malinaw ang iyong salaysay kung may hulog ka na ay maaaring ibayad ka ng iyong kapatid bilang voluntary member. Gumamit ng RS5, 3 copies at punuin ang form
Deletekung gusto magtanong ng utol po para sa iyo kailangang alam,nya ang ssss number at may authorization sya galing sa yo
Hi ma'am tanong kulang po is nagwork po ako for about two years nagverify po ako sa sss kulang po yung contribution koh ng 1 year eh 2014 na po ngayon, nag stop po ako ng work nung 2012. ano po maganda gawin hahabulin ko po ba yung agency? di po nila binayaran. sabi niyo po kasi walang retroactive sayang po yung 1 year na di nabayaran..
Deletecamille -
Deleteyou can report your previous employer and if you still have your payslips you can present this to sss when you complain - you can complain to the Member Relations Department - it is on the second floor of the SSS Bldg at East Ave
1979 10 1983 nang mahulog sa SSS under an employer siya, stop na po ng mag police pero hinto na rin hindi po nakapag retire ng maayos....nasa abroad na po siya pero wala work...gusto ituloy ang maghulog kahit papaano para sa pagtanda ay magkaroon sya ng pension paano po?
ReplyDeletepareho yung sagot, kung may kontribusyon na sa sss, maari ng maghulog as voluntary member yung kapatid mo
DeleteI've worked in PLDT from 1989-1998 having 107months contribution and My contribution stop on 1998 when I migrated to US and now that I am back here in the Philippines I would like to continue doing voluntary contribution. I went to SSS and I was shocked to find out that I have an existing loan of 10,000.00 on 1994 that went up to 65,000 bec of penalty and interest. What's bothering me is that how come there was no payment made for that loan even a single sentavo if that was made on 1994 and My contribution only stopped on 1998? That could have been paid already on 1996 if by any chance I really made a loan since I was still employed 'til 1998. Am I a victim of those inactive SSS that they have been using? What can I do to clear this?
ReplyDeletewell, you can ask SSS to investigate and the same time since PLDT is still in existence, you can also ask PLDT for proof of payment. Your payslips could also be used as proof of payment.
ReplyDeleteit could also be a posting error - as in your payment was not posted to your account because of an error.
You can direct your complaints to the Member Relations Department
It is also possible that PLDT forgot to deduct.from your pay
Hi maam. This is a very informative article. Gusto ko lang po malaman kasi nag-stop po akong mag-work since 2007 and upto now hindi parin po ako nakakapg-hulog na sa SSS. Ang alam ko po na 90+ contributions na ako pero may mga months na blank dahil sa hindi pag-hulog ng employer. im already 37 y/o at gusto ko po sanang ituloy para 120 contributions to avail of the pension. Ma-credit po ba yung mga contributions ko dati or back to zero ako? kelangan ko parin po ba continue contributions ko until i reach the age of 60? hoping for your reply po. Thank you so much.
ReplyDeleteif you read the prev questions/replies - yes, you can continue. all contributions are kept by the sss. SSS no longer refunds contrib payments. i suggest you enroll in the my.sss program so you can monitor your SSS online
DeleteGood day po. My husband wanted to stop paying his quarterly contribution as voluntary member, I just want to ask po what benefits will he get if he decide to do so. He has been an SSS member since 2001 but it was only year 2009 when he shifted from being an employed member to voluntary member.
ReplyDeleteWell, if he continued paying he could get a higher pension since his CYS will be longer. He will also be eligible for sickness benefits and for loans
Deleteif he stops now - with enough credits for a pension - he will simply be eligible for disability and retirement and funeral benefits
Hello good day. I just noticed that this website is very informative so I want to try out and ask for some advice. I don't know if this has already been a topic before but I was employed back in 2013 and applied for a salary loan but then after a month I stopped working. I just got back to work this year 2014 and plan to have my employer continue the contribution for me. I would just like to ask what do I need to do to have this kind of setup for me or do I need to sign any specific form so that my new employer will know where to start my payments again and how much my previous employer has already paid back for the loan?
ReplyDeleteThank you.
so, you havent made any payments towards your loan? get a statement of account (SOA) from any branch, or since you have a new job, register on line and then generate a SOA. Since loans are 2 years to pay, you are in 2nd year of payment.
Deleteif you immediately pay all arrears then the penalties would also stop upon payment. If you cannot pay the arrears, you can ask your employer to deduct from your pay a larger amount than was was initially computed so that the arrears can be also paid soonest.
you are supposed to tell your new employer the amount you wish deducted.
also do not use the word contribution to mean payment of the loan. contribution is used primarily for paying the govt mandated SSS premiums -
This comment has been removed by a blog administrator.
ReplyDeleteHello po maam.ang father ko ay may sss contribution na 60 months na pero nakapagloan sya dati at until ngayon di pa rin nababayaran.64 na po sya ngayon.ang gusto na ming malaman kung qualified pa rin ba sya sa burial benifits if ever mawala na sya.thnx po.
ReplyDeleteyes your father is qualified but when he passes away, his funeral benefit might get eroded by payments to the loan and thus, you will owe SSS.
DeleteWala po syang id maam.sss no.nang father ko hawak namin.di ba kmi mahihirapan sa funeral benefit nya if ever mawala na sya.mahirap lng kmi kaya yan lng pinanghahawakan nmin.if ever bayaran na min ang kulang na five years ano ang pwd ma avail nang mother ko na benefeciary nya.tnx po uli.
ReplyDeletepwede naman siyang kumuha ng ID sa SSS, dala lang kayo ng dalawa pang id at sana, birth certificate na galing sa NSO.
DeleteKung hindi na kayang magpakuha ng ID, yan din ang kailangan ninyong dalhin kung sakaling may mangyari sa kanya
Gud pm po.ang mother ko po noong single pa sya nakapaghulog nang contribution na 36 month.walang loan.after 3 yrs active member di na sya nka paghulog hanggang ngaung senior citizen na cia.ang gusto sana huminngi ng advise ksi ang ginamit nang mother ko sa year of bday niya ay 1952 instead of 1950 ang real year niya.im here daughter ...ko sana ipa change status cia from single to married kaso ang requirment is marriage contract nila nang father ko na nakalagay is 1950 po...hindi 1952 sa sss record nya.salamat pi maam.
ReplyDeletemagpapalit lang ng birthdate sa pamamagitan ng paggamit ng E4, supportahan lang ng birth certificate na galing sa NSO o kaya birth certificate para maging 1950 yung 1952.
Deletedi magiging tama na rin ang marriage contract, di ba?
Another question po maam.ang father ko po ay nagtratrabaho dati da company sa manila.way back 80's pa.expected contribution kasi ng father ko is 9yrs na.dahil that time kinakalkatas pa nga sa salary niya.monthly niya is 33.30.pesos.nkapagloan cia nang 2,000.na until now di pa nababayaran.pro noong e check ko sa isang.sss branch 5yrs lng po ang nakarecord.ang 4years na kinakaltas sa kanila di po cguro naihulog nang kompanya.pwd pa.ba mahabol yon maam.di rin alam nang father ko kung hanggang ngaun still pa rin ang kompanya nya dati.tnx ulit
ReplyDeletekung bukas pa yung opisina, maari pang habulin, please complain to Member Services Department.
DeleteSana ay may proof kayong hawak na binawasan sila
otherwise, wala nang habol pa
hello po mam. I'm not sure kung natanong na po ito. I started my contribution last 2006. Last Sept 2013, I resigned from my company and my contribution was stopped as well. I want to continue as VM but it has been 10 months since nung last payment ko ng contribution. As I read sa mga replies nyo, I can only continue my contribution from current month onwards. My question po is, what will happen s mga nacontribute ko during my past 7 years as member? if I apply for a loan or if I retire, will they consider my past contributions para mas mataas ung amount na makukuha ko? o totally back to zero po lahat?
ReplyDeleteof course. your records will be in SSS. i suggest that you enroll yourelf in the SSS website so you can see your contributions and reassure yourself that all your contributions are present and accounted for. yes, they will be considered. however, for loans, there is a further qualification that requires current contributions and you must be an active member to avail of loans.
Deletewhat i mean by current month onwards is that there are no retroactive payments.
Good day po! Nag contribute po ako sa SS since 1990 to 2005. Nahinto na po nung nagpunta ako sa Dubau. at ngayong 2014 gusto ko pong ipapatuloy..Unemplyed po ako ngayon.. Pano po ba ang dapat gwin para maka continue po ako ng pagbabayad. Salamat po!
ReplyDeletepwede kang magpatuloy bilang voluntary member.
Deletebayad ka lang at icheck yung voluntary member, oks na yon
Mam may tanong lng is it possible na di malaman nang company na pinapasukan ko na 2 silang kumpanya na naghuhulog sa iisang account ko kasi mgging 2 na ang trbaho ko plz answer salamat po
ReplyDeletepossible but why? moonlighting is acceptable in the private sector. also, check your contributions every month if possible. baka hindi nakakapasok pareho, okay.
Deletemam mag inquire lang po ako kung anung mangyayari sa SSS ng mother ko. Hindi po kasi siya nakapagbayad ng contributions for almost 15 years and aside from hindi siya nakakapaghulog, sinabi niya na may loan pa daw siya noon na ang alam ko po ndi pa nabayaran. Ngayon po I suggested na magbayad ulit siya ng SSS. Ano po dapat gawin sa kanyang account? and paano po pag OFW siya, as a VM po ba ung payment niya?
ReplyDeleteask your mother to register as an OFW - an OFW is a special case of a VM. Her records will be in SSS and so that your heart will be at peace, i suggest you register at the website of SSS so you can see her contributions for yourself.
Deletethanky you po
DeleteGood day,ask ko lng ive had 40 months contribution sa sss before i stopped working 3 yrs ago. Maiinclude po ba ito sa required na 120 months contribution to be able to receive the pension in the future. Im planning to be active again as a voluntary member sa sss since i was not able to pay contributions after i stopped working to present.
ReplyDeleteDo i just have to use the r5 form and pay as voluntary member sa accredited bayad centers? Automatic maguupdate na po ung sss membership or kelangan pa pong magpunta mismo sa sss branch para mkapagupdate ? Meron kase na accredited bayad centers na nagaaccept ng sss payments since malayo ang Sss branch in my area. Ty
yes, it will be included. if you are an ofw, be sure to register otherwise, use an RS5. This will soon change i heard but once it gets changed, i will put up a post about it.
Deletein the meantime, use an rs5.
also register in the website after payment so you can check your payments yourself
Good day mam ask ko po 5months lang po ang hulog ng sss nung 2008 n nagwork po ako after po nun hindi ko na po nahulugan 6 n po gusto ko po sana magvoluntary contribution ano po ba ang dapat kong gawin?may dapat po ba ako bayaran?salamt po
ReplyDelete6 yrs n po wala hulog
Deleteok lang maski sampung taon syang tumigil maghulog basta ipatuloy nya. habang hindi pa nagpapalit sa form, gamitin ang RS5 sa pagbayad. baka palitan ito bandang setyembre ngayong taon.
Deletesyempre kailangan magbayad ng kontribuson. i check mo na rin kung mag unpaid loan ang utol mo
Good day po mam ask ko po sana yung kapatid ko po kc gusto po ituloy ng hulog ung sss nya ofw po sya ano po bang dapat gawin kc sakin nya po pinapalakad para po mahulugan nahinto po ang hulog last yr october or november po nung nagresign po sya sa work..salamt po
ReplyDeletesee reply above
DeletePaano po ba ggwin ko para matuloy ang contribution ko. 2002 po nun nagka sss aq 6months lang pi contract q mula po nun na endcontract aq wala n po hulog kasi wala po benefits yung mga naging trabaho ko. Gusto ko po mag voluntary contribution ngayon. Help po ng process thanks
ReplyDeleteilang ulit ko na po sinabi ito.
Deleteituloy nyo lang po ang pagbayad - ang ibayad ninyo po ay yung MSC nung kayo ay tumigil. kung may pera kayo, taasan ninyo - hanggang maximum kung pwede - para lumaki ang magiging pensyon ninyo. Gamitin ang RS5 hanggang Agosto, sa Setyembre, bago na ho yung form, wala pa akong kopya para ipakita sa inyo
hi mam, I already have 146 contributions as voluntary member . I want to stopped paying it muna kasi tagal pa ako mag 60(still 30 yrs old), Can I still received the so called pension when i reached 60 or Do I have to pay again at age 50 so i can complete the 120 contributions
ReplyDeletethe question really is - why do you want a pension?
Deletethe normal answer is - so that you would have a steady source of income when you are old
the longer you pay at the same MSC, the higher the pension. the higher the MSC, the higher the pension.
i suggest that you continue paying so that your pension will be high, and believe me, that high wont even be enough by the time you retire unless you augment it by your own retirement arrangements
hi gud pm ask ko lang po medjo matagal na pong di ako nakakahulog sa sss q mula nung nagresign aq sa previous employer q. pwede po ba padin akong mag apply for sss id even do matagal na akong di nakaupdate at nakahulog salamat po
ReplyDeleteyes. if first id, no payment.
Deleteif id was lost, you'd need an affidavit of loss and have to pay for replacement
This comment has been removed by the author.
DeleteHi Ma'am. good day!
ReplyDeletemy last contribution was 7 months ago, I am currently not employed but I like to continue my SSS contribution. Can I know how? can I apply as Self Employed? then when shall I be allowed to loan? thanks!
did you read the post? the post already explains how.
Deletei suggest you read the loan conditions for your question - it is already posted. Click on the link
Hello Ma'am,
ReplyDeleteAng misis ko po ay matagal ng member ng SSS at natigil po iyong paghuhulog nya ng contribution ng manganak sya hanggang sa kasalukuyan. Gusto nyang ipagpatuloy ang paghulog as voluntary member kaso 1 month na syang buntis. Pwede po bang malaman kung maari syang makapag file ng maternity benefit kung masimulan nyang maghulog ulit ngayon po?
Salamat po ng marami.
the rule is - your wife should have at least 3 months paid conribution in the 12-month period prior to the semester of contingency....
Deletemedyo masikip, baka di sya umabot
mam...ano po ang gagawin para maipatuloy ang contribution ng sss na nahinto noong 1998...gusto po naming i pagpatuloy...
Deleteread this post. - i just updated it today as well
DeleteGood day po. Can i still continue paying my contributions po? Nagstopped po kc ako paying last january 2014 after ko po magpalit ng employer. Naka 1 year na rin po ako ng contributions. Thanks po
ReplyDeleteyes. read this post for the mechanics
DeleteHello good day po.i just want to ask if i am still entitled for disability benefits.i have 52 months sss member contribution.i stop paying since 1996 as an employed member and on 1997 or 1998 (i don't remember well) i change my status from employed to vm but since then i haven't made even a single payment,month of may this year i was diagnosed of having tuberculosis and now under medication,can i file disability using all the xrays and other doctors findings?and if so,how much i can get from the sss.my msc is 450.00.thanks
ReplyDeletethis question should be asked on the disability benefit and NOT here.
Deleteyes you can be eligible, amount depends on physician's findings as well as the MSC so since i am not a physician, i cannot estimate the amount.
next time, please ask your question in the proper/appropriate post
Hello po, Inactive member po aq since 2006 pero po naka39months din po aq contribution s SSS ko, now po that im pregnant pede ko po ba maavail ung maternity benefit expected delivery ko po is March 2015. Thank you po en God bless...
ReplyDeletepossible if you pay immediately for at least 3 months this year
Deleteyan ang hirap sa inyo (SSS) ineencourage nyo magmember at magbayad ang mga tao. PAG SA BAYARAN ISANG MINUTO. PERO PAG SA CLAIMING NA ISANG TAON! BAKET BA GINAGAWA NYO PA KOMPLIKADO???? PARA SAAN PA YANG DATABASE NYO? O KUNYARI LANG YANG MGA COMPUTER NYO!
Deletethis is my personal blog. please direct your complaints to SSS
Deletehindi ho ako SSS. Personal ko ho itong blog na ito kaya yung inyong galit ay idirekta ninyo sa SSS. Maari ninyong sulatan ang Presidente ng SSS
d b dapat lang i-encourage kasi d pwede ang paatras ang bayad, at least pagclaim pwede mag-hintay, pag-qualify mas mahirap. Kung ayaw ninyo maging membro eh di hwag kayo magmembro - nasa inyo yan.
OK. kung may complain kyo, magcomplain kayo sa taong dapat. hwag ninyo gamitin itong blog ko.
Good day. We are truly grateful that you could enlighten us with our queries. Salamat po sa blog mo, Maam!
ReplyDeleteAnyhow, here's my concern. My husband became an inactive VM 4 years ago. That time, yung minimum contribution lng binabayaran nya. Can he pay the maximum contribution now?
Also, is it required to fill-out the declaration of earnings part considering he's gonna give the maximum contribution and inconsistent din po yung monthly wage nya from his online job? Thanks po
ReplyDeleteif he is employed, his employer should pay for him. if it is an online job that offers no SSS, he has to declare his earnings.just the same.
Deletewas he employed previously?
the big jump may cause his future claims to be denied
Thanks sa reply po... His previous jobs were contractual basis lng na walang SSS, so nag VM siya noon. 36 months din. Then 4 years po siya nag work abroad kaya may lapses. Now he decides to stay for good dito at nag freelance nalang. He wants to be an active member again. What should be his next best move po?
Deletehe cannot be a Voluntary Member (VM) if he was never an employed member. Please check his correct status, otherwise, his premiums/contributions will just be returned.
DeleteMaybe he should be self-employed.
Hello Ma'am Guia,
ReplyDeleteI was hired in the year 2007. One of the requirements is to be an SSS member, so that the HR-Head can put contributions based on my salary. I saw the deductions in my salary slip so I assumed that part of my salary really went there. Unfortunately, I quit the job and my employer stopped paying. Do I have to pay a penalty because I stopped giving contributions for years?
Also, for years now, I am working as a freelancer. As such, my salary or fee-per-project varies. Sometimes it is big, sometimes average, sometimes a little only. I am confused as to how I will pay. If I will opt for VM, may I pay any amount to my liking (like bahala nalang ako mag decide ng contribution kung P500 or P1000 lang)? Do I have to undergo process of switching from Employed to VM? Last nalang po, may I pay in any Bayad centers without having to go to SSS - that is, may I pay in these Bayad Centers without having to clarify with SSS about my salary predicament and switching to VM?
Maraming salamat po. God bless!
simpler to be VM. you have to set your own Monthly Salary Credit by filling up the amount on the RS5 - effectively certifying the amount. The higher the better of course, and no penalty for the times you had no payment.
Deleteno need to go to SSS for as long as you certify the amount. check out the form
Thank you po, Ma'am.
DeleteIs it okay if my payments are different each month? Like I am not fixed in just one amount only.
God bless po!
yes. but remember the higher the MSC (and contribution), the higher the eventual pension
DeleteGood evening Ma'am,
ReplyDeleteAsk ko lang po kung pwede po ipastop for the mean time yung pagbabayad ko ng loan payment kasi po wala po akong work sa ngayon. Or kahit delayed na po ako ng ilang buwan, pwede pa rin po ba siya hulugan ng unti -unti? Thanks po.
this is the wrong post for this.
Deletethis is on contributions.
Ma'am, member po ako ng sss, nkapag contribute po ako ng mga 2 taon, pero ngstop n akong ngbayad ng contribution ko ng siguro 6 na taon. tanong ko ma'am, kung itutuloy ko bang bayaran e maidadagdag ba yung past payments ko sa magiging pension ko in the future or parang mag sisimula uliut ako? tnx madam
ReplyDeleteilang beses na ito natanong.
Deletewalang nawawalang kontribusyon basta't icheck ninyo lamang na tama ang post
This comment has been removed by a blog administrator.
ReplyDeletebastos ang all capitals kya inalis ko ang sulat ninyo.
Deleteayokong sumagot sa mga sumisigao
mam may karamdaman po akong gouty arthritis at sa tuwing sumusumpong po ito e 2 beses po a yr.since 2005 papo nagsimula ito at natatagal po ng 2-3months.at itong huli po e 4months.bale dipo tuloy tuloy ang aking trabaho dahil kung nakikita po ako ng mga pinapasukan ko na pilay-pilay maglakad e sinisisante nila ako,kaya din po hindi tuloy tuloy ang pghuhulog ko sa sss,more or less 6yrs napo ako nakapag hulog,3yrs yung active at 3yrs self at VC,ang tanong kopo maari po ba ako makakuha ng disability benefits?or anong benefits po ang pwede kong makuha,salamat po at GOD BLESS.
ReplyDeletedepende yan sa duktor
Deleteyou can try
Hi, i had contributed 138 months in SSS and went abroad for 8 years and did not continue paying my contribution even as volunteer member. I also has a loan of 10k which i am unsure if it was paid or not thru salary deductions during my employment. Appreciate your kind advise on how to go about it, Can I already apply for a pension? thank you very much.
ReplyDeleteif you have reached 60 and are sure all your contributions have been posted correctly and reached at least 120.
Deleteyou should check your loan, your 10k loan may be 90K already
good evening ma'am. di ko alam kung natanong na to pero just wanna make things clear. last contribution ko pa po is March 2014, nagresign po kasi ako and then nagka work ulit nahulugan nila July na ata, yung April, May, June, Augustand September pwede pa bang bayaran? And pwede po bang mag advance payment until next year for example? Thank you.,
ReplyDeleteno retroactive payments are allowed unless one is an ofw
Deleteaor one is a vm/se paying quarterly.
advanced payments are always allowed
Good day po ma'am, last contribution ko po sa sss nung sept 2012 pa po, employed pa po ako nun, nagresign na po ako sa work, pwd ko po ba continue ung hulog ko as voluntary membe? pwede rin po ba ako mag avail ng maternity benefit kung mag start po ako magbayad oct 2014 - dec 2014 tapos continue ko po ung payment? due date ko po sa june 2015. Thanks in advance po.
ReplyDeletea bit tight.
Deletei suggest you read about maternity benefits in this blog and pose your question there - after you read.
good day po maam..makaka avail po ba ako ng maternity load.. oct 2013 po ako nag start sa work at May2014 ako nag leave.. this coming november 2014 po ang due date ko..if ever pwede po ba ako mag vm??
ReplyDeletewhat maternity load? you mean loan? there is no maternity loan.
Deleteyou could qualify for the maternity benefit depending on the doctor.
for as long as you have been an sss member, you can be a vm
also i suggest you read about the maternity benefit provisions also in this blog
Deletehi ask q lng po magkanu nloloan ng isang minimum payor?
ReplyDeletehwag po text language ang gamitin dito
Deletegud day maam, im now working abroad i already have 103mos contribution may loan dn ako naiwan. my last posted is dec2013.. can i start paying next year 2015? ano pong mas maganda ipaayos ko na lng sa pinas as vm or ako n lang magbayad d2 abroad? masyado na rin pong malaki ung loan ko mahihirapan nako bayaran agad..
ReplyDeleteremember it is the penalties of the loan that make it onerous. i suggest you continue paying the loan immediately.
Deleteyou can do it from where you are or have it fixed here. simple to have it changed to ofw, all you have to do is send the documentation - or if there is an SSS office where you are, you can do it there ---
payment can be done wherever you like
maam tanong ko lang po if ever mamatay ako "hehe" before i reach 60, kanino po mapupunta ung shares ko sa sss? wla na po ako magulang, wla din asawa at anak, may 1kapatid lang ako na may asawa na..
ReplyDeleteshares? anong shares kya ito? ang ibig mo bang sabihin ay yung benefits mo for your contributions?
Deleteang magiging beneficiary mo ay yung nilagay mo
Hello Ma'am! I have been paying for SSS contributions through my employer since 2006. Nung 2010, nag Salary loan ako and continued paying until I left my corporate job in 2012. Would like to pay off for my loan and continue paying my contribution as self employed. Tried doing it online, website keeps giving me an error. Do you suggest I visit the SSS branch? Would it matter which office I go to? Thanks!
ReplyDeleteyou can go to any branch. get a statement of account so you know exactly how much to pay, and also you can start continuing to pay your contributions. remember do not lower your MSC for any reason
Deletehi ma'am good day po..ask ko lng po kung anung gagawin ko
ReplyDeleteyung father ko po na stroke nov.23 2013, naka pag file n po
kame ng ss claim nya for 60 days..ngayon po mag file kame
ng dissability claim nya kaso lang sabe sa sss dapat daw na
consume muna yung 120 days na ss claim kaso po hindi ko alam
kung panu maki claim ung another 60 days kasi company po ng
father ko ang nag ayos nun..since ng resign na sya nitong april
pano po kaya ko mkakakuha ng another 60days ss claim nya kung
nagresign na po sya..maraming salamat po pasensya sa post ko kahapon
na pang text yung format sorry po sana matulungan nyo ako salamat po
just file again, citing your father is recovering at home.
Deletehis physician should fill up the sickness form so that you get the extended days.
mag file po ba ako ulet parang katulad lang nung nauna yung proseso or ibang paraan at papel po yung kailngan na ipasa? maraming salamat po mam..
ReplyDeletethere are no other forms. remember the physician has to sign.
Deletepls help. im currently employed for 1 yr and 6 mos pero nalaman ko na hindi nagreremit for 7mons yung company pinapasukan ko..ano po ba action ang pwede ko gawin at papano? and also gusto ko po ituloy yung contribution ko, saan ako pwde magbayad or magfile at ano po kelangan ko ipresent? pls advise. thank you
ReplyDeleteyou can report your company to the SSS. So that they can be investigated.
Deleteyou are allowed to pay as VM even if employed so that your contributions can reach maximum
please tell the SSS frontline. if you need the circular number, comment again
hi maam good day po..ask ko lang po ok lang ba na voluntary yung ginawa ng mama ko para sa hulog nya sa sss pero wala naman po siyang trabaho nasa bahay lang po sya kame po ang ngpo provide ng ihuhulog nya sa sss minsan naman po galing sa paupahan
ReplyDeleteso declare it as part of rental income -
Deletehi mam. na end of contract po ako ngayong buwan. P350 po ang hulog ng kumpanyang pinapasukan ko. tanong ko po ay ganung halaga pa rin po ba ang ihuhulog ko gayong wala pa akong nahahanap na trabaho? at paano at saan po ako maghuhulog? salamat po sa sagot
ReplyDeleteSSS contributions can be paid at SM, Bayad Centers, SSS branches, and banks.
Deletethe amount depends on you. Never lower your contributions
if you can afford it, increase your contributions to have a better pension
Hi mam, dati pong Php 1560 ang contribution ko noong may trabaho pa ko sa Pilipinas, in 2009, nagpunta po ako abroad sponsor ng huband ko, pa part time lang work ko, so ng OFW member ako PhP 520 lng contriution ko, pwede ko po ba itaas ng 1,000+ contribution ko
ReplyDeleteang ofw ay voluntary members din ang classification. pwedeng ninyong taasan hanggang maximum
DeleteHi Ma'am good day, tanong ko lang po kasi last April 2014 pa yung hulog ko kasi nag resign na po ako kaya nastop na. Ngayon po buntis ako, qualify pa po ba ako para sa maternity benefit? Nag inquire po kasi ako sa sss nitong november 2014 (last month) ang sabi saken pwede basta hulugan ko yung november 2014 to April 2015 para ma-qualify ako sa maternity benefit. Tama po ba?
ReplyDeletebale April 2015 po kasi ang due date ko. Thanks po.
Deleteplease read the maternity benefit post.
DeleteHi maam. Ask ko lang po sana kung nakaabot na po ako ng 120 contributions kahit na 32 years old plang po ako,pede po ako mag stop or pag nag stop po ako,hindi po kaya makakasira sa record ko pag dating ng pension ko?
ReplyDeleteNext po,ask ko po sana kung may other option po ba na mapakinabangan ang contribution other than Loan?like parang widraw your contribution. Tapos mag pay uli to complete 120 contribution?
ang sss contribution ay para sa pension, hindi sa immediate needs. Dapat ay ipag[atuloy ninyo kung kaya ninyo at maliit lamang ang pension sa sss
DeleteHello po, tanong ko lang po, meron po akong SSS loan before po ako pumasok sa company, pinagpatuloy ko lang po sa bago kong company since March. Kaya lang po ung payment nung bago kong company may mga gap na buwan na hindi nababayaran. Anu po bang pwedeng maging rason o pwedeng gawin para macheck kung binabayad ba talaga ng company ung mga dinededuct nila sa sahod ko? Salamat po.
ReplyDeleteitanong ninyo sa HR ninyo kung bakit may laktaw ang contribution ninyo
Deletepwede ninyong ireport ang employer ninyo
Salamat, since july ko pa iniinquire sa employer ko ung about sa mga buwan na walang bayad, pero hindi nila ako binibigyan ng information tungkol sa mga months na yun. Palagay ko kaylangan ko talagang pumunta na sa SSS office. Thank you po!!!
Deletehi maam, tanong ko lang po, kasi last july 2013 pa po ako nkpaghulog sa sss, makakaavail po ba ako ng maternity benifits kung mghuhulog ako from oct. 2014 to march 2015, feb. 2015 po ako manganganak.
ReplyDeleteSalamat po.
please click on the maternity label for maternity requirements
DeleteHi, like to ask if i can avail the maternity benefit. Stopped contribution after i resigned 5 yrs ago . Since then, d ko na natuloy mag hulog. Gusto ko sana hulugan ung sss ko ending with no 3 sa sss no. Pwede ko ba start hulugan ung last quarter from oct - dec 2014? Hindi ako aware na may requirement sa period para maka avail ng mternity benefit. Due date is on july 2015. Nakalagay pa sa status from sss online employed, if i pay using voluntary form sa sss branch, automtic magchange ung status ko to voluntary? No need to submit any documents anymore since almost 5 yrs na kong di nagwowork.
ReplyDeleteplease click on maternity on the left side of the blog post, you will see the requirements of maternity, including the period of eligibility
Deleteyes, just use the correct form. remember, do not decrease your MSC
Gud pm mam. ofw po ako. last na contribution ko ay june this year. sabi pwedeng bayaran yong October to December until January 31. Paano po yong July to October if hindi nabayaran within this year, magkakaroon po ba ng lapse sa payment ko if try kong bayaran next year?
ReplyDeletegud pm po mam, clarify ko lng po sana..kung iyong contribution po natin sa sss ay umabot na ng 10years, maaari na po ba itong i stop..tnx
ReplyDeleteif you have 120 months, then yes, you are already qualified for a pension at age 60 if you are no longer employed.
Deletehowever, you should continue to enable yourself to have a larger pension, and at the same time enjoy active benefits
Thanks ma'am. Very informative itong blog nyo. I also shared it to my friends.
ReplyDeleteHi Ma'am..
ReplyDeleteAsk ko lang po if i can still file a loan though im no longer employed? I have the required # of contributions. But again im just not sure if am qualified. Thank you.. And thank you for publishing this article.. It helps a lot.
Godbless
no. loans are only available for active members. active members are paying members
DeleteGood day po ma'am, active member po ako since 2002 up to 2007. Nagpatransfer ako to voluntary last year lang po, nagpachange name at pinactivate ulit. Nung tsinek ko online yung contributions ko.. nagreflect lang yung payments ko last year.. wala yung 2002 to 2007, ibig sabihin ba nun..di na counted yung previous contributions ko or null and void na siya dahil sa tagal ko di nagbabayad ng sss. Thank you po..
ReplyDeleteno. i suggest you go to sss and have your contributions checked, bring all your duly stamped payment slips and submit photocopies so that these contributions will be posted.
Deletealso, are you sure your payments are correct?
some payments with errors are not posted until corrected
Good Day po Ma'am. Please help me. I'm a self employed member sa SSS & now due to my financial issues, hindi po ako nakaka-contribute monthly. Nag.relapse or stopped lang po ako nang contribution like a month or three months. Ang alam ko hindi ako makaka.acquire nang mga benefits for that relapse at hindi ko na din mababayaran yun for the retroactive policy. My question is would that affect my retirement/pension, I mean can I credit the amount I contributed to SSS before my relapse, counted pa ba yun, kasi sabi nang mga kakilala ko because I have relapse payment hindi na daw ma.crecredit yung previous contribution ko for pension (not really sure pero they kinda based this with GSIS policy, sabi nila) and my current continuous monthly payment lang ang ma.credit. Thanks po.
ReplyDeleteyou mean lapse, not relapse.
Deletethe number of payments will affect your pension computation of course.
you do not do the crediting, sss does the posting. all posted contributions affect pension computations, particularly if this is not yet near the pension start date
Good eve po, feb. 2010 po ako unang nagbayad sa sss (self-employed) hanggang april 2013 lang nag stop na po ako magbayad, july 2013 nanganak po ako at nka avail po sa maternity, nakapag salary loan din po ako pero mula nun di na po ako nkapag bayad sa monthly contribution at di ko rin po nabayaran salary loan ko, tanong ko po kung pwede ko po ba e continue yung monthly contribution ko at bayaran ko rin yung salary loan ko this month. Makaka avail pa rin po ba ako sa maternity kasi po preggy ako ngayon and sa july ang due ko..Paki reply po, Thank you..
ReplyDeletepaki basa yung post sa maternity at saka kayo magtanong kung ano ang hindi ninyo naintindihan tungkol doon
DeleteAsk ko lang po if magkanu ang tubo per year ng first loan namen last october 2013 nakarecieve po kami ng 7500 and since natanggap namin yung cheke ng loan namen hindi na kmi nakapag hulog mahigit isang taon na po mag kanu po kaya monthly if maghulog po ako this year :) thanks po
ReplyDeletehumingi kayo ng statement of account sa kahit anong ss office para malaman ninyo ang tamang amount
Delete