SSS benefits

This is just an enumeration or listing of SSS Benefits and a brief note on the qualifying conditions to avail of the listed benefit:


1. Member Loans or Salary Loans  - already discussed in a separate post

• must have paid at least 36 months, 6 of which must have been paid in the last 12 months prior to the loan application date

2. Educational Loans

• must have paid at least 36 months, 3 of which must have paid in the last 12 months prior to the date of application of the loan
• member's last posted MSC is 12K or below
• must be updated in their salary or housing loan.  if with housing loan arrears, arrears must not be longer than 3 months

3.  Sickness

• must be unable to work due to sickness or injury or confined either in the hospital or at home for at least 4 (four) days
• must have paid at least 3 months  within the 12 month period immediately before the semester of sickness
• must have notified employer (if employed) or SSS (if SE/VM) of sickness or injury
• must have used up all sick less of company for the year (if employed)

4.  Maternity

• female members with at least 3 months of contributions within the 12-month period immediately before the semester of contingency
• must have given notification prior to date of contingency
• only 4 deliveries/miscarriages will be paid

5.  Disability -discussed in a previous post



6.  Retirement - already discussed in several posts

• must be at least 60 years of age
• must have paid at least 120 monthly contributions prior to the semester of contingency

7. Funeral 

• must have at least 1 paid contribution but this will be subject to investigation
• funeral benefit of members with 7 or more contributions are  no longer subject to investigation

8.  Death